Investment Planning & Management

Identify Risk Tolerance
- Medium to High Risk.
- 40% Low Risk (ASB)
- 30% Medium Risk (UT/REITS)
- 30% High Risk (US/HK/MY Individual Stock/Property)

Emergency Fund Requirements
- Part of Low Risk Investment.
- 6 months of current salary

Short Term Goals
- Travel with Family
- Prepare for baby expenses
- Mum Medical Expenses

Long Term Goals
- For Retirement Expenses
- For Child Education

Review current investments
- Property
- Unit Trust (ASB/PRS/UT/Gold)
- Share (ESPP)