My Durian Life: Basic About Unit Trust Investment

Investment is important in order to grow our wealth.

Before we put our hard earned money in any type of investment, it is very important for us to have the right knowledge, strategy and plan. We need to have the financial goal in mind first before we commit to any investment. We need to be properly equipped with the fundamentals.

Unit trust is one of a good option for investors as well.

The government have been playing some active role in educating the public.
You can get many good info and training here:

By the Government

The Federation of Investment Managers Malaysia (FIMM)
https://www.fimm.com.my/

FIMM has provided some very useful products knowledge in below:

https://www.fimm.com.my/resources/publications/booklet-and-brochures/

https://www.fimm.com.my/investor/investors-info-zone/product-knowledge/

https://www.fimm.com.my/investor/faqs/

Do you know that the Security Commission Malaysia has provided a comprehensive guidelines about unit trust? This booklet below has a very solid info about unit trust.

https://www.sc.com.my/wp-content/uploads/eng/html/resources/guidelines/cis/100601_cis_utGL.pdf

Invest Smart is a every good website. Occasionally they do have free seminar as well. This is a very good effort by the government to educate the public about investment.

https://www.investsmartsc.my/articles/building-wealth

https://www.investsmartsc.my/investment-product/unit-trusts

Below are the presentation slides of the seminars organised by Invest Smart
https://drive.google.com/drive/u/0/folders/0B-5VAbUkSgFhSTBHdG1MLTRPZUk

This is a page by the government about PRS:

http://www.ppa.my/

By Independent Financial Advisers

Information provided by independent financial advisers are quite good because they are not biased towards certain fund houses, and be able to give a generic holistic advises. Below link has some good video about unit trust. It has other good videos as well.

Whitman (by Yap Ming Hui)

http://whitman.com.my/live/

For more technical understanding, which each one of us need, below link provided a lot of good resources.

https://kclau.com/?s=unit+trust

https://kclau.com/investment/everything-about-unit-trust-in-malaysia/

There are a few Corporate Unit Trust Advisers (CUTA) registered under FIMM (as of Dec 2015):
VKA WEALTH PLANNERS SDN BHD
BLUEPRINT PLANNING SDN BHD
FA ADVISORY SDN BHD
LEGACY ADVISORY SDN BHD
HARVESTON WEALTH MANAGEMENT SDN BHD
A.D. FINANCIAL SDN BHD
WHITMAN INDEPENDENT ADVISORS SDN BHD
FIN FREEDOM SDN BHD
STANDARD FINANCIAL ADVISER SDN BHD

Learning Centre Platform

iMoney - this is one of the best learning platform about Unit Trust.

https://www.imoney.my/articles/?s=unit+trust

BFM Radio - what can be better than listening to the experts?

http://www.bfm.my/podcast.html?qseaid=unit%20trust&pseaid=latest&iseaid=all&dsseaid=&deseaid=&tag=&prg=

About Private Retirement Scheme (PRS)

With the tax benefit of PRS, it's important to know about PRS too:

https://www.imoney.my/articles/prs-an-avenue-for-malaysians-to-save-for-retirement

http://www.fpam.org.my/fpam/consumer/

Articles compiled at Financial Planning of Malaysia (FPAM)
http://www.fpam.org.my/fpam/consumer/

Extra Resources (a lot of numbers)

Do you know that you can check and monitor your unit trust performance in the newspaper:

http://www.thestar.com.my/business/unit-trust/

iMoney also has a page that summarize the unit trust performance in Malaysia

https://www.imoney.my/unit-trust-investments

One of the criteria to assess the performance of the unit trust is through the Lipper rating. The Lipper Rating for Total Return denotes a fund that has provided superior total returns (income from dividends and interest as well as capital appreciation) when compared to a group of similar funds.

http://www.lipperleaders.com/

PRS Fund Investment Performance

http://gllt.morningstar.com/e6qvxuu98r/fundquickrank/default.aspx?LanguageId=en-GB&tab=ShortTerm

Resources from misc links

Reading from other blogger (well, this is mainly opinions, so read with your own discretion)

http://senseofmoney.blogspot.my/2011/05/battle-of-online-unit-trust-platform.html

Online Unit Trust Platform

Buying unit trust from online platform can save more on sales charge. watch out the periodic promotion. Sometime you can get 0% sales charge as well.

https://www.fundsupermart.com.my/main/home/index.svdo

https://www.eunittrust.com.my/

Meeting Face to Face with the Experts

Unit trust investment can be an active investment as well, depending on your strategy.